ORGO USER TERMS OF SERVICE

Last Updated: August 1, 2026

Welcome!

These User Terms of Service ("Terms") govern your personal use of the Orgo platform (the "Service") as a member, volunteer, beneficiary, supporter, or participant in an organization's Orgo space.

By clicking "I Agree," creating a user account, or accessing an organization's Orgo space, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, do not use the Service.

IMPORTANT: Who Are These Terms For?

These User Terms are for YOU - individual people who join and participate in organizations using Orgo (members, volunteers, beneficiaries, event attendees, supporters, etc.).

These Terms are NOT for organizations. If you are an organization subscribing to Orgo, please see our Organization Terms of Service.

The Relationship:

Your Organization invited you to use Orgo and controls your access to their Orgo space
Orgo provides the platform and technology
You use the platform to connect with your organization and other members

1. KEY DEFINITIONS

1.1 Basic Terms

"Service" or "Orgo": The Orgo platform (website, mobile apps, and related services) that you access through your organization.
"Organization": The entity that invited you to join their Orgo space (e.g., your non-profit, association, club, school, community group, etc.).
"Account": Your personal user account within your Organization's Orgo space.
"Content": Text, images, videos, documents, comments, posts, messages, and other materials you create, upload, or share on the Service.
"Personal Data": Information about you (name, email, profile information, activity, etc.).

2. ELIGIBILITY & ACCOUNT CREATION

2.1 Age Requirements

To use the Service, you must be:

(a) At least 14 years old in most countries.

(b) At least 16 years old if you are in the European Union or European Economic Area (without parental consent).

(c) At least 13 years old in the United States (if you are under 13, your parent or guardian must create your account and consent to your use of the Service under COPPA).

If you are under the applicable age, you may only use the Service if:

Your parent or legal guardian has created your account and provided verifiable parental consent
Your Organization has implemented appropriate safeguarding measures for children
You use the Service under the supervision of a parent, guardian, or your Organization's administrators

2.2 Account Creation

2.2.1 How Accounts Are Created

Your Account may be created:

By you - When you sign up or register for your Organization's Orgo space
By your Organization - Your Organization may create an account for you (e.g., when you become a member, volunteer, or beneficiary)
Via social login - By connecting your Google, Microsoft, Apple, or LinkedIn account

2.2.2 Your Responsibilities

When you create or receive an Account, you agree to:

Provide accurate and truthful information
Keep your password secure and confidential
Not share your Account with anyone
Notify your Organization or Orgo immediately if your Account is compromised (email: security@orgo.space)
Accept that you are responsible for all activities that occur under your Account

2.3 Your Organization Controls Your Account

Important: Your Account exists within your Organization's Orgo space. This means:

(a) Your Organization invited you and can manage your Account (update your profile, change your role, suspend or delete your Account).

(b) Your Organization is the Data Controller for your Personal Data within their Orgo space (they decide how your data is used, stored, and shared).

(c) Orgo is the Data Processor - We process your data on behalf of your Organization according to their instructions and our Data Processing Agreement.

(d) If you leave the Organization or your membership ends, your Organization may delete your Account and data.

(e) For questions about your data, contact your Organization first. If unresolved, contact Orgo at privacy@orgo.space.

2.4 You Cannot Create Fake or Multiple Accounts

You may not:

Create fake, fraudulent, or misleading accounts
Impersonate another person or entity
Create multiple accounts to evade bans, manipulate engagement, or spam
Use someone else's account or share your account with others

3. ACCEPTABLE USE POLICY

3.1 Permitted Uses

You may use the Service to:

Participate in your Organization's community (discussions, events, activities)
Connect with other members, volunteers, and supporters
Receive communications from your Organization
Register for events, donate, pay membership fees
Access content, documents, and resources shared by your Organization
Use features provided by your Organization (groups, discussions, tasks, courses, etc.)

3.2 Prohibited Uses

You agree NOT to use the Service to:

3.2.1 Illegal or Harmful Activities

(a) Violate any law or regulation.

(b) Distribute illegal content (child exploitation material, terrorist content, etc.).

(d) Harass, stalk, threaten, bully, or incite violence against individuals or groups.

(e) Promote discrimination based on race, religion, gender, sexual orientation, disability, age, or other protected characteristics.

3.2.2 Spam & Unsolicited Communications

(a) Send unsolicited bulk messages (spam) to other members.

(b) Use the Service's messaging features for commercial advertising unrelated to your Organization (unless your Organization permits it).

3.2.3 Intellectual Property Infringement

(a) Upload or share content that infringes third-party copyrights, trademarks, patents, or trade secrets.

(b) Impersonate another person, organization, or brand.

(d) Violate applicable copyright law.

3.2.4 Security & System Abuse

(a) Attempt to gain unauthorized access to the Service, other members' accounts, your Organization's account, or Orgo's systems.

(b) Reverse engineer, decompile, or disassemble the Service.

(d) Perform security testing (penetration testing, vulnerability scanning) without Orgo's prior written consent (contact security@orgo.space).

(e) Introduce viruses, malware, ransomware, worms, trojan horses, or harmful code.

(f) Overload or disrupt the Service (e.g., denial-of-service attacks, excessive API calls).

3.2.5 AI Training, Data Mining, and Automated Scraping

(a) Use Content accessible through the Service to develop, train, fine-tune, or improve machine learning models, artificial intelligence systems, large language models (LLMs), neural networks, or algorithmic prediction tools without explicit written consent from:

The content owner (the member or Organization who created the content), AND
Orgo Informatics SRL

For the avoidance of doubt, this restriction is not a reservation of rights in Orgo's favour. Orgo does not use Content to train, fine-tune, or improve any AI model, whether its own or a third party's, and does not permit its model provider to do so. See the AI Addendum, Section 4.

(b) Use robots, spiders, web crawlers, scrapers, automated scripts, headless browsers, or any manual or automated data extraction techniques to:

Harvest, collect, mine, aggregate, or index content, data, or information from the Service
Create derivative databases, datasets, or archives containing Service data
Extract patterns, trends, analytics, or insights at scale
Monitor pricing, features, or competitive intelligence

Rate limits on API calls
CAPTCHA or bot detection systems
Authentication or access control mechanisms

3.2.6 Prohibited Content

You may not post, upload, or share:

(a) Explicit or Adult Content (unless your Organization explicitly permits it and you are of legal age):

Pornography or sexually explicit material
Nudity or sexual content involving minors (strictly prohibited)

(b) Violent or Disturbing Content:

Graphic violence, gore, or disturbing imagery
Content that glorifies or encourages violence

Content that promotes hatred, violence, or discrimination against individuals or groups based on race, ethnicity, religion, gender, sexual orientation, disability, age, or other protected characteristics

(d) Misinformation or Harmful Content:

Deliberate misinformation or disinformation intended to deceive or harm
Health misinformation that could cause physical harm (e.g., dangerous medical advice)
Election or voting misinformation (where prohibited by law)

(e) Private or Confidential Information:

Other members' personal information (doxxing)
Confidential or proprietary information without authorization
Payment information (credit card numbers, bank details, etc.)

(f) Regulated or Dangerous Content:

Illegal drugs, controlled substances, or drug paraphernalia
Weapons, explosives, or instructions for making weapons (where prohibited)
Tobacco, alcohol, or gambling content directed at minors

3.3 Your Organization's Additional Rules

Your Organization may have additional rules, codes of conduct, or community guidelines for their Orgo space. You agree to comply with those rules as well. Your Organization can enforce those rules by:

Removing your Content
Suspending or restricting your Account
Terminating your access to their Orgo space

3.4 Enforcement

If you violate this Acceptable Use Policy:

(a) Your Organization may:

Warn you
Remove your Content
Suspend or restrict your Account
Terminate your access to their Orgo space

(b) Orgo may (independently or at your Organization's request):

Warn you
Remove your Content
Suspend or terminate your Account across all Orgo spaces (if you pose a platform-wide risk)
Report you to law enforcement if your conduct is illegal

(c) No refunds: If you paid for membership, events, or donations through the Service, violations of this Policy do not entitle you to refunds.

3.5 Reporting Violations

If you see content or conduct that violates this Policy:

Report to your Organization (they have tools to moderate content and users)
Report to Orgo at abuse@orgo.space (for serious violations like illegal content, security threats, or platform-wide abuse)

4. YOUR CONTENT

4.1 Ownership of Your Content

You retain all ownership rights to Content you create, upload, or share on the Service.

4.2 License to Orgo and Your Organization

By posting Content on the Service, you grant:

4.2.1 License to Your Organization

A non-exclusive, royalty-free, worldwide license to:

Display your Content within their Orgo space
Share your Content with other members of the Organization
Use your Content for the Organization's legitimate purposes (community management, event promotion, newsletters, etc.)
Store and archive your Content as needed for organizational records

4.2.2 License to Orgo

A non-exclusive, royalty-free, worldwide, sublicensable license to:

Display your Content to you, your Organization, and other authorized members
Store and back up your Content on our servers
Process your Content to provide the Service (e.g., resizing images, generating thumbnails, indexing for search)
Use your Content in aggregated, anonymized form for analytics and service improvement (as described in our Privacy Policy)

4.3 Your Content Responsibilities

You represent and warrant that:

(a) You own or have the necessary rights to all Content you post.

(b) Your Content does not violate third-party intellectual property rights (copyrights, trademarks, patents, trade secrets).

(d) Your Content complies with this Acceptable Use Policy (Section 3).

(e) Your Content complies with applicable laws (defamation, obscenity, hate speech laws, etc.).

4.4 Content Moderation

4.4.1 Your Organization's Rights

Your Organization has the right to:

Review, moderate, or remove any Content you post in their Orgo space
Set rules for what Content is acceptable
Enforce community guidelines

4.4.2 Orgo's Rights

Orgo has the right (but not the obligation) to:

Remove Content that violates these Terms or applicable law
Remove Content that poses security or legal risks
Suspend or terminate accounts that repeatedly violate policies
Investigate suspected violations

4.4.3 No Obligation to Monitor

Orgo is not obligated to monitor or review all Content posted by users. We rely on:

Your Organization's moderation
User reports (Section 3.5)
Automated systems (for detecting spam, malware, etc.)

4.5 Reporting Illegal Content, Including Copyright Infringement

If you believe Content on the Service is illegal — including Content that infringes your copyright — send a notice to abuse@orgo.space containing:

A sufficiently substantiated explanation of why you consider the Content to be illegal
The exact electronic location of the Content (a URL, or a precise description of where it appears)
Your name and email address (not required where your notice concerns child sexual abuse material)
A statement that you believe in good faith that the information in your notice is accurate and complete

We will process your notice in a timely, diligent and non-arbitrary manner and will inform you of our decision. Where we remove Content following a notice, we will tell the member who posted it and give the reason.

This procedure implements Article 16 of Regulation (EU) 2022/2065 (the Digital Services Act). If you are outside the EU, you may use it for copyright claims you would otherwise raise under your local law.

4.6 Backup and Deletion

(a) We are not a backup service: While we maintain backups for disaster recovery, you should keep your own copies of important Content.

(b) Deletion: If you delete Content or your Account is deleted:

Content may be removed immediately from public view
Content may remain in backups for up to 90 days
Some Content may be retained longer if required by law or your Organization's retention policies

5. PRIVACY & DATA PROTECTION

5.1 Who Controls Your Data?

Your Organization is the Data Controller for your Personal Data within their Orgo space. This means:

Your Organization decides how your data is collected, used, stored, and shared
Your Organization is responsible for complying with privacy laws (GDPR, CCPA, etc.)
Your Organization must provide you with a privacy notice explaining how they use your data

Orgo is the Data Processor, which means:

We process your data on behalf of your Organization according to their instructions
We implement security measures to protect your data
We assist your Organization in responding to your privacy rights requests

5.2 We Do Not Sell Your Data

Orgo does not sell, rent, or trade your Personal Data to data brokers, advertisers, or marketing companies. We do not display advertisements and we do not monetise your data through ad networks. Our revenue comes from subscriptions paid by organizations.

If your Organization enables a third-party tracking integration such as Meta Pixel, that sharing is your Organization's decision, not ours — and it may count as a "share" under California law. Ask your Organization to disable it, or use Global Privacy Control or your browser's cookie controls.

5.3 Your Privacy Rights

Depending on where you live, you have rights over your Personal Data — access, correction, deletion, restriction, portability, objection, and withdrawal of consent under the GDPR, and the equivalent rights under California and other US state privacy laws. Our Privacy Policy sets them out in full.

How to exercise them:

Contact your Organization first. Your Organization is the Data Controller, so it answers requests about the data it controls — access, correction, deletion. The law requires it to respond within the applicable deadline.
Contact Orgo if that does not resolve it — privacy@orgo.space. As Data Processor, we assist your Organization in responding to you, and we act directly where the request concerns data we control in our own right.
You can always complain to a regulator — your national data protection authority in the EU/EEA, the ANSPDCP in Romania, or the Attorney General in your US state.

5.4 Children

If you are under 13 (US), under 16 (EU), or under 18 where local law sets a higher age, your parent or guardian must consent before you use the Service, and may access your data, request its correction or deletion, and withdraw that consent at any time — through your Organization or at privacy@orgo.space.

Obligations on organizations that serve children — verifiable parental consent, safeguarding measures, background checks for administrators — sit in the Organization Terms of Service and the DPA, which are the agreements your Organization is actually party to.

5.5 Everything Else Is in the Privacy Policy

Our Privacy Policy is the single, complete statement of how we handle your data. It covers what we collect and why, our legal bases, who we share it with, how long we keep it, cookies and tracking, international transfers and the safeguards that apply to them, security, and jurisdiction-specific rights.

It is kept in one place deliberately: a privacy statement repeated across several documents is a privacy statement that eventually contradicts itself.

6. PAYMENTS & TRANSACTIONS

6.1 Payments to Your Organization

You may pay membership fees, event tickets, donations, or other charges to your Organization through the Service.

Important:

You are paying your Organization, not Orgo (Orgo just provides the payment processing technology)
Your Organization determines prices, refund policies, and payment terms
Orgo is not a party to the transaction between you and your Organization

6.2 Payment Processing (Stripe)

Payments are processed by Stripe, a third-party payment processor. When you make a payment:

(a) Stripe collects your payment information (credit card number, billing address).

(b) Stripe processes the payment securely (Orgo does NOT store your full credit card number).

(d) Stripe's Terms of Service and Privacy Policy apply to payment processing.

6.3 Refunds

Refunds are your Organization's responsibility, not Orgo's. If you want a refund:

(a) Contact your Organization directly (they decide whether to issue refunds).

(b) Your Organization can process refunds via Stripe.

6.4 Transaction Disputes

If you dispute a charge with your bank or credit card company (chargeback):

(a) Your Organization is responsible for responding to the dispute.

(b) Orgo may assist your Organization with documentation.

(d) If you initiate fraudulent chargebacks, your Organization or Orgo may suspend or terminate your Account.

6.5 Payment Information Security

(a) Orgo does NOT store your full credit card number (Stripe does).

(b) Orgo stores only:

Last 4 digits of your card (for display purposes)
Transaction amounts, dates, and status

Keep your payment information secure
Review statements regularly
Report unauthorized charges to your bank/credit card company and your Organization

7. THIRD-PARTY CONTENT & LINKS

7.1 Links to External Websites

Your Organization may share links to external websites (social media, YouTube, partner sites, etc.). These websites are not controlled by Orgo or your Organization.

Important:

Review external sites' privacy policies and terms before using them
Orgo is not responsible for external sites' content, accuracy, or practices
Links do not imply endorsement

7.2 Embedded Content

Your Organization or other members may embed content from third parties (YouTube videos, social media posts, etc.). Such content is governed by the third party's terms and policies.

7.3 Social Media Sharing

If you share Orgo content to social media (Facebook, Twitter, LinkedIn):

The social media platform's privacy policy governs how your information is used
Orgo is not responsible for how social media platforms process your data

8. MOBILE APPLICATIONS

8.1 App Availability

Orgo offers mobile apps for iOS (Apple App Store) and Android (Google Play Store).

8.2 App Store Terms

Your download and use of the mobile app is also governed by:

Apple App Store Terms and Conditions (for iOS users)
Google Play Terms of Service (for Android users)

8.3 Permissions and Notifications

The app asks for device permissions — camera, microphone, location, photo library, notifications — only for the features that need them. The current list, and what each one is used for, is shown on the app's App Store and Google Play listing and in our Privacy Policy.

You can grant or revoke any permission, and turn push notifications off, in your device settings or in the app's own settings, at any time.

8.4 App Availability

Orgo may suspend or remove the app from app stores and may discontinue support for particular devices or operating system versions.

9. DISCLAIMERS & LIMITATIONS

9.1 "AS IS" Disclaimer

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

(a) Implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement.

(b) No guarantee that the Service will be uninterrupted, error-free, secure, or free from viruses.

(d) No guarantee that your Organization will operate the Service properly or treat you fairly.

9.2 Your Organization's Conduct

ORGO IS NOT RESPONSIBLE FOR:

(a) Your Organization's actions or decisions (removing your Account, misusing your data, enforcing unfair policies).

(b) Disputes between you and your Organization.

(d) Your Organization's failure to provide refunds or respond to your requests.

If you have issues with your Organization, contact them directly.

9.3 Other Members' Conduct

ORGO IS NOT RESPONSIBLE FOR:

(a) Content posted by other members (inaccurate, offensive, harmful, or illegal content).

(b) Other members' conduct (harassment, bullying, fraud, scams).

Report violations to your Organization or Orgo at abuse@orgo.space (Section 3.5).

9.4 Third-Party Services

ORGO IS NOT RESPONSIBLE FOR:

(a) Third-party payment processors (Stripe).

(b) Third-party integrations enabled by your Organization (HubSpot, Google Tag Manager, etc.).

(d) External websites linked from the Service.

9.5 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

(a) ORGO'S TOTAL LIABILITY TO YOU SHALL NOT EXCEED €100 (since you do not pay Orgo directly; your Organization does).

(b) ORGO SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, including but not limited to:

Loss of data or content
Loss of opportunity or reputation
Emotional distress
Business interruption
Loss of profits or revenue

Fraud or fraudulent misrepresentation by Orgo
Gross negligence or willful misconduct by Orgo
Personal injury or death caused by Orgo's negligence
Liability that cannot be excluded under applicable law (e.g., certain consumer protection laws)

10. TERMINATION

10.1 Your Right to Terminate

You may delete your Account at any time:

(a) Via Account Settings (if your Organization allows self-deletion).

(b) Contact Your Organization to request Account deletion.

Effect:

You lose access to the Service and your Organization's Orgo space
Your Content is deleted or anonymized (per your Organization's retention policies)
You may lose access to Content you created (download/export it before deleting your Account)

10.2 Your Organization's Right to Terminate

Your Organization may suspend or terminate your Account at any time if:

You violate their rules or community guidelines
Your membership, volunteering, or participation ends
You request Account deletion
They believe it's in the Organization's best interest

10.3 Orgo's Right to Terminate

Orgo may suspend or terminate your Account if:

(a) You violate these Terms or the Acceptable Use Policy (Section 3).

(b) You pose a security or legal risk to the Service or other users.

(d) Required by law or court order.

(e) Your Organization's Account is terminated (all user accounts within that Organization are deleted).

10.4 Effect of Termination

Upon termination:

(a) You immediately lose access to the Service.

(b) Your Content may be deleted or anonymized (per Section 4.6).

(d) Sections that should survive termination remain in effect (Sections 4, 5, 9, 10, 11, 12).

10.5 No Refunds

If you paid membership fees, event tickets, or donations, termination does not entitle you to refunds (refunds are governed by your Organization's policies).

11. DISPUTE RESOLUTION & GOVERNING LAW

11.1 Disputes with Your Organization

If you have a dispute with your Organization (refunds, data misuse, unfair treatment):

Resolve directly with your Organization first
Contact Orgo at privacy@orgo.space if it involves data protection violations
Orgo may facilitate resolution but is not responsible for your Organization's conduct

11.2 Disputes with Orgo

If you have a dispute with Orgo:

(a) Talk to us first: Contact contact@orgo.space. Most disputes are resolved this way, and it costs neither of us anything to try.

(b) Governing Law: These Terms are governed by the laws of Romania, without regard to conflict of laws principles.

(c) Jurisdiction: Any disputes shall be resolved in the courts of Ploiești, Romania (or Bucharest, Romania, if Ploiești courts decline jurisdiction).

(d) If you are a consumer, (b) and (c) do not take away your rights. Nothing in this Section deprives you of the protection of the mandatory law of the country where you live, or of your right to bring proceedings before the courts of that country. Where that law gives you more, that law applies.

(e) GDPR/Privacy Disputes: For data protection disputes, you may also:

File a complaint with your local data protection authority
EU/EEA: Your national supervisory authority
Romania: Autoritatea Națională de Supraveghere a Prelucrării Datelor cu Caracter Personal (ANSPDCP)
California: California Attorney General

12. GENERAL PROVISIONS

12.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Orgo regarding your use of the Service.

12.2 Amendments

12.2.1 Our Right to Amend

We may update these Terms from time to time to:

Reflect changes to the Service
Comply with legal requirements
Clarify terms or improve readability

12.2.2 Notice of Changes

We publish the current version of these Terms at orgo.space/terms-user/, with the "Last Updated" date changed. That page is always the version in force.

12.2.3 Your Right to Object

If you object to material changes:

You may stop using the Service and delete your Account
Continued use after the effective date of changes constitutes acceptance

12.3 Severability

If any provision of these Terms is found to be invalid or unenforceable:

The provision will be modified to the minimum extent necessary to make it valid
If modification is not possible, it will be severed
The remaining provisions remain in full force and effect

12.4 Waiver

Our failure to enforce any provision does not constitute a waiver of that provision. No waiver is effective unless in writing.

12.5 Assignment

You may not assign or transfer your rights under these Terms. Orgo may assign these Terms to an affiliate or successor entity.

12.6 No Third-Party Beneficiaries

These Terms are solely for your benefit and Orgo's benefit. No third parties (including your Organization) have rights under these Terms.

12.7 Independent Relationship

You and Orgo are independent parties. These Terms do not create a partnership, employment, agency, or joint venture.

12.8 Force Majeure

Neither you nor Orgo is liable for failure to perform obligations due to events beyond reasonable control (natural disasters, wars, pandemics, government actions, internet outages, cyberattacks).

12.9 Language

These Terms are written in English. If translated, the English version prevails in case of conflict.

12.10 Electronic Signatures

Your electronic acceptance (clicking "I Agree" or creating an Account) constitutes a legally binding signature.

12.11 Relationship to Organization Terms

These User Terms govern your relationship with Orgo. Your Organization has separate Organization Terms of Service with Orgo that govern the Organization's subscription and responsibilities.

13. CONTACT INFORMATION

For general questions:

Your Organization (first point of contact for most issues)
Orgo: contact@orgo.space

For support: Email: support@orgo.space

For privacy and data protection: Email: privacy@orgo.space

For security issues: Email: security@orgo.space

To report abuse, illegal content, or copyright infringement: Email: abuse@orgo.space (see Section 4.5)

Orgo Company Information: S.C. ORGO INFORMATICS SRL Str. Gheorghe Grigore Cantacuzino nr 14, etaj PARTER, ap 1 Ploiești, județul Prahova, Romania Registration: J29/2796/2019 Fiscal Code: RO41650396

Website: orgo.space Documentation: orgo.space/docs

Please also review:

Organization Terms of Service - Terms for organizations subscribing to Orgo (not applicable to you unless you're an Organization Admin)
Privacy Policy - Comprehensive privacy notice
Data Processing Agreement (DPA) - How Orgo processes personal data on behalf of organizations (technical/legal document)

ACCEPTANCE

By clicking "I Agree," creating a user account, or accessing an organization's Orgo space, you acknowledge that you have read, understood, and agree to be bound by these User Terms of Service.

If you are under the applicable age in your jurisdiction (under 13, 14, or 16 depending on location), your parent or guardian must review and accept these Terms on your behalf and provide verifiable parental consent.

END OF USER TERMS OF SERVICE

Last Updated: August 1, 2026

ORGO USER TERMS OF SERVICE

Welcome!

IMPORTANT: Who Are These Terms For?

1. KEY DEFINITIONS

2. ELIGIBILITY & ACCOUNT CREATION

3. ACCEPTABLE USE POLICY

4. YOUR CONTENT

5. PRIVACY & DATA PROTECTION

6. PAYMENTS & TRANSACTIONS

7. THIRD-PARTY CONTENT & LINKS

8. MOBILE APPLICATIONS

9. DISCLAIMERS & LIMITATIONS

10. TERMINATION

11. DISPUTE RESOLUTION & GOVERNING LAW

12. GENERAL PROVISIONS

13. CONTACT INFORMATION

14. RELATED DOCUMENTS

Before you go — got 2 minutes?